debts

Bankruptcy: 3 Things

Introductory video for the Bankruptcy section of Nolo’s website: www.nolo.com If you are new to this area of the law, there are three main things you need to know; this video discusses them. 1) Bankruptcy is great for getting rid of debts, but it won’t cancel all debts, including child and spousal support debts, student loans and tax debts that were due within the previous three years 2) The two main forms of personal bankruptcy are Chapter 7 and Chapter 13 3) When you file for bankruptcy you get an automatic stay, which blocks any lawsuit filed against you by a creditor, collection agency or government entity Visit the bankruptcy section on nolo.com for helpful books, software, forms, blogs and lots of free information. Nolo’s consumer-friendly lawyer directory (www.nolo.com can also help you find a bankruptcy attorney near you.

Erase Debt Legally! Find out in 60 seconds or less if you qualify!

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Bankruptcy Lawyers Dearborn MI Acclaim Legal Services

Difficulty paying your mortgage? Trying to save your home? Call the bankruptcy experts at Acclaim Legal Services. With several offices in the Detroit area, William D. Johnson and his team of bankruptcy attorneys can stop the phone calls, wage garnishments and other creditor actions. Call to discuss your options. Visit us www.yellowpages.com

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Debt Advice For A 24-year-old Male?

I had recently lost my job with Home Depot making roughly 30k a year and am now digging into the restaurant world as a means of income for the summer. I’m planning on going back to school in August to work on a degree, but am worried about affording it. In all honesty, I got carried away with credit cards (as I’m sure many guys my age do), and have piled my debts up to almost 13k at this point. I’ve never missed a payment and rarely pay minimum, and still have a good credit score, but after being unemployed for 9 weeks, it was all starting to catch up on me pretty quickly. I’ve cut back significantly (even paid off and closed a few cards) on my credit spending, but really REALLY need to come up with a plan as far as paying all of this off.
Realistically, what are the best options out there for debt elimination? One big loan? One of these crazy programs on the TV and radio? Help, guys…

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