This is an overview of my detailed non-fiction book, in which I describe the exact process by which I represented us in court without having to hire an attorney, defeated a credit card collections attorney, forced him to voluntarily dismiss his case against us, and avoided the collection of over 000 in alleged credit card debt. This victory enabled us to completely avoid bankruptcy. Our State’s Statute of Limitations for unsecured debt has now passed, so we can no longer be sued… UNLESS we negotiate and settle with the alleged creditors. ANY new activity on the alleged credit card account(s) would start the 4 year Statute of Limitations over again at the BEGINNING so that we could be sued again. The debt collectors NEVER tell you about that when they make their tempting settlement offers through the mails and over the telephone. I’m sure they hope that we will all be unaware of this fact… and fall right back into their trap. ISBN: 978-0-557-06620-9 stores.lulu.com search.barnesandnoble.com www.amazon.com
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